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Love and Money: You could probably live with a bit less of both but more is usually better when it comes to your personal and financial future! Happier Retirement through Employer Matches Over the years, dating apps have made it easier and easier to meet new people with similar interests but there’s no guarantee that you’ll find the love of your life by swiping right. On the other hand (HA!),…
According to Investopedia.com, a return on investment (ROI) is a financial metric that is widely used to measure the probability of gaining a return from an investment. So, in layman’s terms, it’s looking at what you stand to gain from investing in something. ROI usually refers to actual financial investments but it doesn’t have to. ROI Redefined In recent months, I’ve not shied away from investing in the stock market. But…
No, I’m not a scrooge, and I certainly consume more than my fair share of the brown liquid gold that Starbucks, Dunkin Donuts, and Tim Horton’s hang their business hat on. What I am is a woman who doesn’t want to regularly give up $6 of my hard-earned money for a cup of ice (if iced), filtered beans, a splash of milk, and sugar with maybe a bit of hydrogenated…
After talking to a friend about my afternoon off this last week floating in an epsom salt bath at a local float room, I realized that in the world of finance and frugality, many people cut out anything that they feel is fat in their budgets. My friend was no different. And while she wanted to include such “splurges” in her life, she felt like she couldn’t. They were “non-essentials.”…
About a year after I began my post-marriage life as a single mom, I was in a financial Facebook group and the topic was life insurance: how much you should have, what kind you should have, and what kinds you should avoid. Mundane, pretty cut and dry stuff. Or so I thought. Boy was I wrong. The poster was a newly single mom who had never had to deal with…
What are sinking funds? Surely I’m not the only person who has been reading and listening to information on personal finance and- up until recently- had never heard the term “sinking funds.” The nerd in me learned what it was and still couldn’t make sense of what the word meant in its literal form. So I went to the world’s source for information! It’s unequal to any other outside of…
