Is FRUGAL the New F-Word?

Is FRUGAL the New F-Word?

Dictionary.com defines FRUGAL as “economical in use or expenditure; prudently saving or sparing; not wasteful; entailing little expense.” A frugal turnoff? In many ways being frugal is just second nature for me. I love making my dollar stretch as far as it can, but I also love the prudent aspect of that definition. I realize that time is money. So if I’m saving a few dollars on an item that…

Long-term Goals: Charting the Path to Your Distant Future
|

Long-term Goals: Charting the Path to Your Distant Future

Do you have goals for your future? I’m not talking about a few New Years resolutions that may be made and forgotten in a matter of the first few weeks of the year. Nor am I talking about looking one or two years out as I referenced in this post. I’m talking REAL. CONCRETE. LONG-TERM. GOALS. I’m thinking more along the lines of 10+ year goals. Goals that may not…

ROI: How to Maximize your Biggest Return on Investment

ROI: How to Maximize your Biggest Return on Investment

According to Investopedia.com, a return on investment (ROI) is a financial metric that is widely used to measure the probability of gaining a return from an investment. So, in layman’s terms, it’s looking at what you stand to gain from investing in something. ROI usually refers to actual financial investments but it doesn’t have to. ROI Redefined In recent months, I’ve not shied away from investing in the stock market. But…

Stop Wasting your Money on Starbucks Coffee
|

Stop Wasting your Money on Starbucks Coffee

No, I’m not a scrooge, and I certainly consume more than my fair share of the brown liquid gold that Starbucks, Dunkin Donuts, and Tim Horton’s hang their business hat on. What I am is a woman who doesn’t want to regularly give up $6 of my hard-earned money for a cup of ice (if iced), filtered beans, a splash of milk, and sugar with maybe a bit of hydrogenated…